“Mr. Salas' career in the private mortgage industry began in 1977. Since that time, he has been involved in the origination, underwriting, funding and/or portfolio management for hundreds of millions of dollars in short-term, hard money loans. His lending experience extends to a variety of property types in over twenty states. He is presently the Senior Underwriter for the SFG of CA office in Solana Beach. With 30 years of experience in hard money lending and an excellent working knowledge of the Southern California marketplace, Chuck's transitional lending background makes him a perfect fit for SFG.”

“Mrs. Salas began her real estate lending career in San Diego County 1985. Since that time, Charlene has worked in a variety of areas within both the conventional and private mortgage lending industries. Charlene has had experience in mortgage originations, processing, funding, closing, loan servicing and collections. Presently, she rounds out the SFG of CA Team by performing the critical functions of processing and closing. Charlene’s experience allows SFG’s newest office to carry on the well-established traditions of professionalism and responsiveness, both of which have become synonymous with SFG’s lending operations.”

“Mr. Carenza’s real estate career began in 1981 as a CPA for national and international accounting firms with emphasis in real estate clients. Since then he has developed extensive experience in development and finance as an investor, developer, home builder, and financing advisor. He has been directly responsible for hundreds of millions of dollars in equity and debt financing. He currently serves as a Director of Business Development for California. Jim brings his understanding from “both sides of the table” to create an equitable deal of all parties.”