“With over 25 years of experience as a real estate investor and financier, Mr. Esteves has extensive investment evaluation, underwriting and due diligence expertise. He is responsible for the evaluation of lending and investment opportunities including acquisition, development and repositioning of commercial real estate and land for development in Northern California. With diverse experience in commercial real estate investing and mortgage banking he is unmatched in his ability to conceptualize, negotiate and structure complex loan transactions. As a nationally recognized leader in the private capital lending arena he has originated, underwritten and closed over $500,000,000 in real estate investments. As a principal and partner, he has financed, acquired and developed residential real estate in California, Arizona, Texas and New Mexico.Mr. Esteves gained most of his vast experience in operational leadership positions as Director of Real Estate Finance for private capital lender Bridge Financial Corp., an AMEX public company, and Vice President of Commercial Lending for USA Commercial Mortgage, a $900,000,000 national real estate investment company. He has been published in national real estate magazines and speaks nationally on, Private Capital Lending, Land Acquisition and Development Financing and Commercial Real Estate Finance.He received his Bachelors Degree from California Polytechnic State University, San Luis Obispo, and holds a California Real Estate Broker license.