At Seattle Funding Group, when we consider a possible transaction the benefit to both the investor and the borrower take priority.
The Investor: Offering investors modest yields allows us to accept higher quality transactions (with minimal problems) and leads to high yields over the long term. Promising higher yields in the short term often pressures the lender to utilize investor money in riskier ways and leads to ignored warning signs in a transaction. As we have all learned, the short term success gained by this model of business is not sustainable and in the end hurts everyone.
The Borrower: If the borrower doesn’t win, neither do you. Analyzing how each transaction will benefit the borrower is a crucial piece, and should even come before figuring out how a transaction will benefit you. Apart from ensuring your borrower is both skillful and experienced, it is important to think through how to execute the project as if you were them. As a result (i.e. once we have determined that this is indeed a win-win situation), SFG uses a variety of methods in order to work side-by-side with the borrower: For some borrowers, it means taking advantage of a quickly approaching deadline or securing a great rate. For others, it’s providing them the capital to make improvements to their investment thus increasing its value. For the small builder, it might mean building necessary momentum, establishing credibility and attracting future opportunities.
By only accepting the high quality (win-win) transactions SFG has been able to consistently deliver a superior product to both investors and borrowers. This win-win approach has led to SFG’s long standing history as a leader in the field for over 28 years.